Reviews

Michael and his team were amazing!!! I used him to purchase multiple homes. I highly recommend them!!!

The communication throughout the process and closing on time was amazing. Thank you for always being there to answer any questions we had. We are truly grateful for your help. 10/10!

I was introduced to Michael by my realtor and wanted to explore the possibility of buying my first home. Michael did a fantastic job explaining and walking me through every step of process and helped put a plan together to get me there! Michael and his team were always quick to answer any questions I had, and always kept me updated on everything they were doing. My rate ended up being lower than I expected, and he made buying my first home extremely easy. If you’re on the fence of buying a home, call Michael! You won’t regret it!

Michael is the pro you have to team up with if you want to unlock all the lending options available to your team. When I go to Michael I know without a doubt that I’ve got all my options right there in front of me, which is very empowering to my business.

HIGHLY RECOMMEND!

Michael and his team were incredibly helpful in helping me get my loan. I am self employed so the process was extremely complicated everywhere else, but Michael was able to layout exactly what he needed from me. His team's communication was fantastic throughout the entire process and they answered questions very quickly. With that, I was able to get him everything he needed quickly, and we were able to close in a couple of weeks on our home. Highly recommend Michael and his team.

Michael was fantastic! He and his team were very quick and in answering any questions we had and were very knowledgable. Highly recommend

Michael and his team made buying my home easy and stress-free! They explained everything clearly, kept me informed at each step, and got me a great rate with low closing costs. We closed right on time, and even after, Michael checked in to make sure everything went smoothly. Highly recommend!!

Michael Chiodo is one of the best Mortgage Lenders I’ve used for my home purchase. He was recommended by a friend. I have also referred him to friend that used his service. Very professional, gives the best rates, and always reaching out to confirm everything is fine even after the deal has closed. I’ll definitely use Michael again for my next deal and I recommend you do too.

Extremely Responsive and Diligent!

Michael was excellent! We connected while I was on a tight deadline and he worked his magic and came through! He has been extremely responsive and available at anytime to answer any and all my questions!

Absolute Expert with his Craft. Highly Recommend

Simply put, Michael is an expert in his craft. I am in the industry and know how complicated and stressful loans can get and have worked and observed hundreds of lenders complete transactions. None hold their weight against Michael. His ability to get us the best loan terms (lowest rate and costs), close quickly and communicate effectively are the best in the business. I will continue to use Michael for every transaction I complete. Thank you for being the best, Michael!

Simply put, Michael is an expert in his craft. I am a residential lender as my day job so I know how complicated construction loans can be and why I do not do them personally. I have used Michael for my personal/investment construction loans due to his ability to get us the best loan terms, close quickly and communicate effectively throughout. He makes what I know can be a stressful and timely endeavor into an efficient and seamless process. I will continue to use him into the future! Thank you for being the best Michael.

I had a fantastic experience with Michael and his team! They made the mortgage process quick and efficient, answering all my questions and keeping everything on track. I highly recommend Michael for anyone in need of a reliable mortgage lender!

Seamless Mortgage Process Thanks to Michael!

I had a fantastic experience with Michael and his team! They made the mortgage process quick and efficient, answering all my questions and keeping everything on track. I highly recommend Michael for anyone in need of a reliable mortgage lender.

Anyone who is interested in buying a house, please contact Michael Chiodo as your Mortgage Lender. I rate him #1 in San Diego. You won't be disappointed.

Mike is awesome

Michael is an amazing lender! He took the time to explain all the different loan options in a way that made sense to us and helped us find the perfect fit. His communication and attention to detail were spot on. We highly recommend him to anyone looking for a great lending experience.

Michael is an amazing lender! He took the time to explain all the different loan options in a way that made sense to us and helped us find the perfect fit. My wife and I were navigating between convention loans and hard money and had a lot of questions. His communication and attention to detail were spot on. We highly recommend him to anyone looking for a lender.

I have worked with Michael & his team both professionally & on a personal level. Michaels understanding of the current markets are par by none & he has a way to relay this information clearly & precise. He has a calm demeanor yet confident. I look fwd to many more transactions in the years to come. Thank you Michael.

I cannot recommend Michael Chiodo highly enough! From the very beginning, his communication was impeccable. Michael took the time to explain every step of the lending process in a way that was easy to understand, making the entire experience much less stressful. His professionalism and attention to detail were evident in every interaction. If you're looking for a lender who is knowledgeable, patient, and truly cares about his clients, Michael is your go-to person. Thank you, Michael, for making our home buying process smooth and seamless!

Michael and his team were amazing and spent the time to explain every step. They were patient with me and made sure that all of my concerns were addressed as we moved along. I will always go to him for all my lending needs and recommend him with the highest of confidence that he will be person to help in almost all your lending needs.

Amazing experience, great communication throughout with a lower than expected rate and on time closing.

Working with Michael was an incredible experience from start to finish. He got me a lower rate and lower closing costs than I ever expected, and we closed right on time! Michael did a great job explaining the entire process in a way that made sense, so I always knew exactly what to expect next. His communication was excellent, and his team was always available to answer my questions. He also took the time to shop around and present different options to make sure I was getting the best deal. We went over all the costs and figures upfront, so there were no surprises when it came time to close. Even after closing, Michael followed up to make sure everything was in order, which made the whole experience of buying a home stress-free and easy. I can’t recommend him enough!

We refer Michael to everyone we know! He is incredible to work with. We have bought 6 homes now with Michael. From FHA, multi-family, investment properties and renovations loans -- we've done it all with Michael! AND truthfully we wouldn't have done it without him! He is so knowledgable in the lending process, but also in other areas that surround the home buying process and different strategies we could use! The process is always extremely smooth. Our agents have loved working with him, and the speed of closing has given us a competitive edge in the negotiation process! Michael and his team had amazing communication and always explain the process from start to finish so we know what to expect. Better yet, they shopped around for the best loans and presented us with multiple options, along with valuable knowledge around each. We always ended up getting a lower interest rate than expected, and paid less in closing costs than we projected! Which is always nice :) We have always closed on time every time, and the team continues to be available to us even after close. All around 11/10 stars! HIGHLY recommend!